Terms of Service

Last updated: 7 November 2026

These terms are the agreement between you and AngelPay ("we", "us"). By creating an account or using the service you accept them. If you do not accept them, please do not use the site.

1. The service

AngelPay lets you sell USDT (a US-dollar stablecoin) and receive Indian rupees in your own bank account or UPI ID. You send USDT to the deposit address shown for your account, it is credited to your balance, and you place a sale order at the rate shown. We are not a bank, an exchange, a wallet provider or an investment adviser.

2. Who can use it

• You must be 18 or older and able to enter a binding contract.
• You must use the service only where it is lawful for you to do so.
• You must give true, complete and current information and keep it up to date.
• One person, one account. Do not use someone else's account.

3. Your account and security

You are responsible for your password, your email account and your two-factor codes, and for everything done through your account. Tell us at once at support@angelpay.live if you think someone else has access. We will never ask for your password or your two-factor code.

4. Rates, amounts and fees

• The rate shown on the website is indicative until you place an order. When you place a sale, the rate is locked for that order and shown on it.
• A minimum order amount applies. It is shown on the site and may change for future orders.
• Any fee or commission is shown to you before you confirm an order. Network fees charged by the blockchain for your own transfers are not ours.
• We may change rates, limits and supported networks at any time. Changes do not affect orders that are already placed.

5. Deposits and withdrawals of USDT

• Send USDT only on the network shown (for example TRC20 or BEP20) and only to the address shown for your deposit. Blockchain transfers cannot be reversed. USDT sent on the wrong network or to the wrong address may be lost, and we are not responsible for that loss.
• A deposit is credited after we confirm it on the network. If it is not credited, open a deposit ticket with the transaction hash.
• When you withdraw USDT, you are responsible for giving the right address and network.

6. Selling and rupee payouts

• When you place a sale, the USDT is put on hold and the rupee amount is set at the locked rate.
• We pay the rupees to the bank account or UPI ID you chose. The account must be in your own name. We do not pay third parties.
• Payout times depend on banks and payment networks and are not guaranteed. We will mark the order paid and show the bank reference (UTR) when it is done.
• You are responsible for giving correct payout details. A payment to the details you gave is final.

7. What you must not do

• Use the service with money or crypto from crime, fraud, scams, terrorism or any unlawful source.
• Pretend to be another person or give false information.
• Attack, overload, scrape or try to break into the site or other users' accounts.
• Use the service to avoid taxes, sanctions or legal duties.
• Open several accounts to abuse offers, referrals or limits.

8. Checks, holds and closing accounts

Under our AML and KYC Policy we may ask you to verify who you are, delay or refuse an order, hold funds while we check them, or close an account. We may also do this if we suspect fraud or a breach of these terms, or when the law requires it. Where the law allows, we will tell you why.

9. Referrals

If the referral programme is switched on, rewards are shown in your account and may be changed or stopped at any time. Rewards earned through fake accounts, self-referral or abuse can be cancelled.

10. Taxes

You are responsible for any tax that applies to your crypto and rupee transactions, and for reporting it. We do not give tax advice.

11. Our responsibility

We work to keep the service running and your balance accurate, but we provide it "as is". To the fullest extent the law allows, we are not liable for indirect or consequential losses, for losses caused by blockchain congestion, wrong networks or addresses, bank or payment-network delays, price movements, events outside our control, or your own mistakes. Nothing in these terms limits liability that cannot be limited by law. Please also read the Risk Disclosure.

12. Closing your account

You can ask us to close your account at any time. Withdraw or sell your balance first, or tell us where to send it. We will complete or cancel open orders as described in the Refund and Cancellation Policy.

13. Changes to these terms

We may update these terms. The date at the top shows the latest version. If you keep using the service after a change, you accept the new terms. We will tell you about important changes.

14. Law and disputes

These terms are governed by the laws of India. Please write to us first at support@angelpay.live so we can try to fix the problem. If we cannot, the courts of India have jurisdiction.

15. Contact

Email support@angelpay.live. Include your order reference (it starts with KP, TP or WD) so we can find it quickly.