Risk Disclosure

Last updated: 7 November 2026

Selling or holding crypto assets carries risk. Please read this page before you use AngelPay. It is not investment, legal or tax advice.

1. Price and exchange-rate risk

The rupee rate for USDT changes with the market. The rate on the website is indicative. When you place a sale, the rate is locked for that order, but the market may move before or after, and we do not make up the difference.

2. Stablecoin risk

USDT is meant to keep a value close to one US dollar, but it can lose that peg, be frozen by its issuer, or become hard to redeem. If that happens, the value of your balance may fall.

3. Blockchain risk

• Transfers are final. A mistake in the address or the network (TRC20 or BEP20) can lose your funds for good.
• Networks can be congested or interrupted, so deposits and withdrawals can take longer than expected.
• Network fees can change and are charged by the blockchain.

4. Bank and payout risk

Payouts depend on banks and payment systems such as IMPS, NEFT and UPI. They can be delayed, limited or rejected, and a bank may freeze or question an incoming payment. Keep records of your transactions in case your bank asks about them.

5. Legal, regulatory and tax risk

The rules for crypto assets in India and elsewhere are changing and may change in a way that limits or stops the service. Gains from crypto assets may be taxable, and tax may be deducted at source. You are responsible for knowing and following the rules that apply to you. Speak to a qualified adviser if you are unsure.

6. Security risk

If someone gets your password, email account or phone, they may reach your account. Use a strong, unique password, turn on two-factor authentication, beware of fake websites and messages, and never share your codes. We will never ask for them.

7. Operating risk

Like any online service, AngelPay can have outages, errors, delays or attacks. We take care, but we cannot promise the service will always be available or free of faults.

8. Only use what you can afford

Do not sell or hold more than you are comfortable risking, and do not borrow money to do it. By using the service you confirm that you understand these risks. See also our Terms of Service.